Saving Money With Car Insurance |
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Liability car insurance coverage pays the amount (sometimes with certain limitations) for which you are legally responsible if you should injure someone or damage property while driving. All other types of coverage are optional.
Uninsured motorist coverage protects you and your passengers financially if you are injured by an uninsured or hit-and-run driver (if the driver is liable due to negligent behavior). Collision coverage pays for damages to your automobile from a collision or single car accident. Liability of a given party need not be proven. Comprehensive coverage pays for financial loss if your car is stolen, damaged by a natural disaster, vandalism or other non-collision causes.
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